Time for Mistletoe and Savings
‘Tis the season for shopping! To many, the holidays are the most wonderful time of the year and also the most difficult time for a budget. Why not save money this season by following some of these easy tips: Holiday cards: Send a holiday postcard rather than a card or letter to reduce postage costs. […]
Creating Financial Goals as a Couple
Financial goals make it possible for you and your partner to achieve the things you dream about. Here are three things you can do to create – and achieve – financial goals as a couple: Start talking sooner rather than later. Finances can be hard to talk about. People sometimes feel guilty about debt or […]
Investigate Before Buying A Business
Investigate Before Buying A Business. Here’s some financial tips to consider.
Cost Cutting Ideas For Your Upcoming Vacation
Cost Cutting Ideas For Your Upcoming Vacation. rim the cost of that summer getaway without cutting back on fun and relaxation. Here are a few ideas:
Solo 401(k) Plans: A Retirement Plan Option For One-Person Businesses
Many business owners have considered 401(k) plans to be retirement plans for large companies. Though there is no requirement to have a certain number of employees to establish a 401(k) plan, the high costs of setting up and administering a 401(k) have made these plans unappealing to small businesses. Now, one-person businesses are discovering that 401(k) plans are worth another look.
Discuss Money Before You Marry
Couples often enter into marriage without ever having had a serious discussion about financial issues. As a result, they find themselves frequently arguing about money. If you are planning a wedding, here are some steps you can take to get your marriage off to a good financial start.
4 Travel Deal Red Flags to Avoid
Vacation time is fast approaching, and con artists are gearing up. Beware of these four indicators that a travel “deal” is actually a rip-off:
Everyone Needs a Financial Plan
As some point you will be responsible for your own money. If that is not currently the case for you, here are some ideas to help get your financial plan in order. Retirement fund. Saving for retirement is crucial. Even small amounts can go towards U.S. savings bonds or mutual funds with an automatic savings […]
Financial Basics: Calculate Your Net Worth
Whatever your financial goals in life – whether they include buying a new house, taking a trip to Europe, funding your children’s college educations, having enough money fora comfortable retirement, or all of the above -you are more likely to reach your goals if you do some planning. The fact that you are reading this […]
Avoid the 10% Early Withdrawal Penalty
It is one thing to be taxed on retirement contributions and their related earnings when you withdraw funds from your Traditional IRA, it is quite another when you pay the tax PLUS a 10% penalty for early withdrawal. Need funds prior to retirement and want to avoid the early withdrawal penalty? There are cases when […]